House after IVA

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Post by Pigger479 » Sun Feb 21, 2021 9:37 am
Hi everyone my partner and I are just looking for some advice .

We were both in IVAs. Mine settled in 2019 but doesn’t come off credit score until 2023 and my partners hopefully being settled on Tuesday ! We want to eventually buy our own house . Would we have have to wait until they have dropped off completely or could we manage it in a few years ?


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Post by Foggy » Sun Feb 21, 2021 11:27 am
You can get deals while a completed IVA still shows, but at higher rates and with much less choice of lenders. Better to keep saving that deposit and wait until the IVAs clear down.

Have a word with Shaun or Ryan in the meantime to start preparimng the ground fopr the best chance.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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