My landlord is selling the house me and my 3 kids live in. I have an IVA which ends in August this year, I've never missed a payment. I'm finding it hard to find another house because of the credit checks. I didn't expect to leaving our home but covid happened and landlord has bo choice but to sell. How am I suppose to rent again with my IVA hanging over me.
Some agencies will overlook a bad credit score with the help of a guarantor, increased deposit or rent up front --- difficult, I know, with an IVA. Another route to try is to approach private landlords who rely more on references from your current landlord, rather than credit checks. Local Authorities often hold a list of private landlords and they will also advertise in local papers.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
