How did a company get my details 10 yrs after Iva finished?

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heather859

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Post by heather859 » Sat Mar 09, 2019 1:37 pm
Hi, I have received a letter from a company called Wilson Tarquin stating they are aware I was previously involved in an IVA and informing me that I may be due a refund .. This is very odd and I find suspicious as I didn't think I could claim anything back from IVA or PPI... Has there been any change in the law that may mean I might be entitled to something back? I checked out the company and they have had bad reviews... Its a cold letter and never heard form them, but I just want to check where I stand.

How on earth did they know I was in an IVA. I successfully completed my IVA almost 10 years ago! (in 2010)... How did they get this information? The IVA is not on my credit record any more. I have had no problem with credit so far. So I am finding this a bit unsettling.

Foggy

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Post by Foggy » Sat Mar 09, 2019 2:05 pm
They are ambulance chasers, bordering on scammers. There is another company writing to ex - iva clients claiming they can get refunds for mis-sold IVA's.

Where they get information from I do not know ( the same route, maybe, as these PPI refund claims companies who say they can go back 35 years ). ??
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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kallis3

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Post by kallis3 » Sat Mar 09, 2019 2:08 pm
I've had one as well - don't worry about it. Even if you claimed anything back it would most likely belong to your original creditors as it is an asset of your IVA. No changes in the law

I don't know where they get the details from but since I have had credit since I coupleted.

Just file it under 'R' for rubbish.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

heather859

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Post by heather859 » Sat Mar 09, 2019 2:57 pm
Mnay thanks to both of you.. Yeah.. thought it was rubbish .. and yes agree anything I would have got would belong to my creditors anyway .. which is why I ignore all the PPI calls and letters.. OK filed under rubbish..
but hate the fact a comapnay can find I had an IVA even after 10 years!

heather859

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Post by heather859 » Sat Mar 09, 2019 2:59 pm
Sat Mar 09, 2019 2:05 pmFoggy wrote:
They are ambulance chasers, bordering on scammers. There is another company writing to ex - iva clients claiming they can get refunds for mis-sold IVA's.

Where they get information from I do not know ( the same route, maybe, as these PPI refund claims companies who say they can go back 35 years ). ??
Many Thanks.. yeah thought as much.. bit concerned my IVA can still be tracked after 10 years... It was all done and dusted and sucessfully comleted with no hitches!

heather859

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Post by heather859 » Sat Mar 09, 2019 3:01 pm
Sat Mar 09, 2019 2:08 pmkallis3 wrote:
I've had one as well - don't worry about it. Even if you claimed anything back it would most likely belong to your original creditors as it is an asset of your IVA. No changes in the law

I don't know where they get the details from but since I have had credit since I coupleted.

Just file it under 'R' for rubbish.
Thanks.. :-) Yep filed under rubbish and nonsense!

Ryan

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Post by Ryan » Tue Mar 12, 2019 12:13 pm
It is concerning how many Companies appear to have access to such historic data. I wonder if GDPR will put an end to this sort of thing. Fingers crossed.

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Ryan Radford
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luluj

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Post by luluj » Thu Mar 14, 2019 7:05 am
It needs a few to challenge Ryan under GDPR for it to stop ... our details should not be out there from 10 years ago now ...
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Ryan

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Post by Ryan » Thu Mar 14, 2019 8:36 am
Too true
Ryan Radford
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heather859

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Post by heather859 » Sat Mar 16, 2019 10:34 am
This is what concerns me the most... that details of my IVA are still out there for others to view.. after 10 years :-( how do we stop this ?

Foggy

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Post by Foggy » Sat Mar 16, 2019 10:56 am
Sat Mar 16, 2019 10:34 amheather859 wrote:
This is what concerns me the most... that details of my IVA are still out there for others to view.. after 10 years :-( how do we stop this ?
To stop it we would need to find out the source and check out the legality (which, I think, would be shaky under the new regulations). Not easy to do.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

kallis3

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Post by kallis3 » Sat Mar 16, 2019 11:02 am
Joe Public wouldn't know where to look and if your credit rating is ok you have nothing to worry about. Just ignore them. If you get another one (I've had 2 so far) just return to sender and they have to pay the postage.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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