How do I get a copy of my IVA completion certificate?

Get expert opinion. This is the place for new questions to be posted.
8 posts Page 1 of 1

chris135281

User avatar
Posts: 5
Joined: Thu Apr 12, 2012 9:18 pm
Location: United Kingdom

Post by chris135281 » Tue Mar 27, 2018 3:46 pm
How do I get a copy of my completion certificate? I was in an IVA with DFD back in 2008-2012 and have since lost the completion certificate. I have no emails or any way of getting another copy so any ideas? DFD no longer trading, Fairpoint no longer trading, Aperture not interested in responding..........

Foggy

User avatar
Forum Expert
Posts: 28111
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Tue Mar 27, 2018 3:59 pm
Aperture could just be being their usual selves --- they are not the best responders, even to current clients. In similar posts I have made the suggestions to try the Insolvency Service, who would have been sent a copy, but have no idea whether this has yielded results.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/

luluj

User avatar
Forum Expert
Posts: 10393
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Wed Mar 28, 2018 2:47 am
The credit agencies would also have been sent copies but I believe they only retain them for six years so you may be on the cupse of them having them still.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Lisa Thomas

User avatar
Industry Expert
Posts: 7261
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Wed Mar 28, 2018 8:28 am
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

Lisa Thomas

User avatar
Industry Expert
Posts: 7261
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Wed Mar 28, 2018 8:28 am
Your IP has to keep their records for 6 years so you may just find that DFDs copy has been retained somewhere...
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

chris135281

User avatar
Posts: 5
Joined: Thu Apr 12, 2012 9:18 pm
Location: United Kingdom

Post by chris135281 » Wed Mar 28, 2018 11:42 am
There is no record of me being in an IVA on my credit file or with the insolvency service. By IP, do you mean DFD or Fairpoint? If so both companies no longer in business.

Foggy

User avatar
Forum Expert
Posts: 28111
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Wed Mar 28, 2018 11:59 am
chris135281 wrote:
There is no record of me being in an IVA on my credit file or with the insolvency service. By IP, do you mean DFD or Fairpoint? If so both companies no longer in business.
You were on the Insolvency Register and they would have had copies which they might still have access to. DFD was taken over by Aperture as a going concern, I believe, not just a case transfer exercise, so should have access to archived records.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/

Lisa Thomas

User avatar
Industry Expert
Posts: 7261
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Wed Mar 28, 2018 1:56 pm
Although DFD has gone bust, the individual IP who was your Supervisor has a duty to retain his/her working papers for 6 years after the case has been closed.

So you could contact the individual (if you could trace them) but suspect arrangements were made to store such records or pass to Aperture.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
8 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”