But now I know Melanie is preparing my proposal over this weekend I have answered any calls and told them that my IVA proposal will be presented shortly which has almost stopped the calls for today, I had one from Barclays though who was very persistent I made some form of payment, and when I explained the situation he asked "what made decide to do an IVA", Fed up with this call now so I told him "because I am Insolvent you idiot" he then ended the call
I understand they have a job to do, and I have tried to keep my creditors updated with what I'm doing and how I plan to bring my situation to a conclusion, but they don't make it easy for you.
I am looking forward to the day when my telephone calls don't start with my Date of Birth and house address
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