You need to speak to your IP. How long have you been in it?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Depends on what you mean by "owe" ---- during the IVA you will actually still owe the balance of the full original debt, plus fees and statutory interest ( unless this has been excluded). This figure actually varies daily so it is not easy for your IP to give you an exact figure "on the fly".
Why do you need to know ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
What figure is it you want? An idea of what to offer for a full and final offer, or to settle the IVA in full?
These are 2 very different questions.
You can probably work the first one out yourself, or we can help you, if you tell us how much your monthly contributions are, how many payments you have left, whether you are supposed to introduce any other assets into the IVA and whether you have equitable interest of over £5k in any properties.