angela943 wrote:I have an IVA with Aperture, i paid a lump sum in the beginning which my creditors accepted, i get £64 a week.carers allowance and couldn't survive on this so i have taken my pension out early as i have reached 55 just to survive how much should i offer my Creditors??
Was your IVA a lump sum arrangement -- ie one payment and that was it ? When was the payment made ? You shouldn't need to offer more but whether the pension draw down should be paid to creditors will depend on your individual terms and conditions agreed.
As you have drawn down your pension already you may have to pay over some of the income into the IVA pot, depending on your terms.
Who is onlineUsers browsing this forum: Foggy and 25 guests
Ask the IVA Experts a QuestionSimply complete form and you will get an answer from our IVA Experts (multiple replies within an hour *)
* Any use of this forum is conditional on you having read and agreed to our terms and conditions.
* If you enter your phone number, IVA.com Group Limited will give you a courtesy call to ensure that your question has been answered.
* The question will be posted on our forum, we will email you the location