I posted into the forum last year at a point for some advice and I’m back again as I am finally ready to offer my full and final amount.
I have been in contact with PayPlan today who have let me know that the outstanding balance on my IVA is £3718.92. I’ve been in it over 2 years now and have had my payments upped from the original agreement made which in turn resulted in the outstanding balance being more than what it would have originally been.
What would you think a fair offer to be? I’m quite OCD and would like to offer £3000 on the button, however would this been too low of an offer?
Appreciate all help given on this and hope everyone is staying safe during this very weird time across the UK!
Ity depends on what Payplan mean by 'outstanding balance' --- if that is the total of remaining payments, then I think £3k would be a reasonable offer to make, shaving 3 years off the IVA at the same time.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk