There's no specific answer to be honest. Your score should improve when the IVA falls off however, the fact that you won't have had any new credit in the last 5 or 6 years may well mean that you have quite a low score due to that.
For us when we are looking at Mortgages the actual score isn't too important the most important thing is that all your credit reports are clear.
Have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record
And also have a look at my last few blog entries using the link in my signature block below.
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