HSBC Still show old debt

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markss675
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by markss675 » Wed Feb 28, 2018 7:08 am
Just a quick question my IVA finished in 2016 CRA not showing any old debts but I applied for a Marks Spencer credit card who were a creditor in my IVA and HSBC underwrite their cards only to be told I still have a card with them.i guess these companies keep internal records of former customers who defaulted. My IVA started in 2008.
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Foggy
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by Foggy » Wed Feb 28, 2018 7:44 am
I believe they are allowed to retain internal records for as long as there is a business need.
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