i am in an iva

Get expert opinion. This is the place for new questions to be posted.
9 posts Page 1 of 1

hayley498

User avatar
Posts: 1
Joined: Thu Nov 15, 2018 9:07 pm

Post by hayley498 » Thu Nov 15, 2018 9:07 pm
i am in an iva JBW clamped my car the iva company had spoken to them and referred the iva agreement to them. they had asked for them to remove the clamp.
the iva was agreed june 15th 2018 the money chasing for parking tickets is from august 2017.
as far as i am concerned they are breaching the peace and they are unlawfully holding my car which is extortion i was unable to attend interview and cant take my dog to the vet who is very poorly tomorrow at 0930. i have spoken with 4 other iva companies and they have advised they regardless of whether they can see it on there or not anything prior to june 15th 2018 by law the cannot cease or take anything because it is protected the higher manager at JBW Refused EMPLOYEE CARL AND KELLY SAID NO.

stmw

User avatar
Posts: 24
Joined: Sun Apr 01, 2018 11:30 am

Post by stmw » Thu Nov 15, 2018 11:12 pm
Hi -

Is the parking ticket debt included in the IVA?

What has your IVA company said apart from the fact they sent the information over - have they phoned them directly to discuss?

It must be really hard for you - a car is a necessity!

Foggy

User avatar
Forum Expert
Posts: 28352
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Fri Nov 16, 2018 7:43 am
I would phone the police and report the clampers for harrassment.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Lisa Thomas

User avatar
Industry Expert
Posts: 7308
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Fri Nov 16, 2018 10:35 am
The police may not get involved as they will possibly feel it is a vicil issue.

Your IP needs to help you here...
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

Foggy

User avatar
Forum Expert
Posts: 28352
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Fri Nov 16, 2018 12:33 pm
Lisa Thomas wrote:
The police may not get involved as they will possibly feel it is a vicil issue.

Your IP needs to help you here...
The debt dispute might be a civil issue, but illegally clamping a vehicle might not be.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

kallis3

User avatar
Forum Expert
Posts: 74234
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Fri Nov 16, 2018 1:09 pm
Possibly have a free chat with a local solicitor. or speak to CAB.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

normanna

Posts: 16
Joined: Fri Feb 02, 2018 10:01 pm

Post by normanna » Fri Nov 16, 2018 1:17 pm
stmw wrote:
Hi -

It must be really hard for you - a car is a necessity!
A car is rarely a necessity, plenty of people happily exist without one, especially if you can't afford it or can't afford to pay parking fines - too many people think cars, expensive mobiles, Sky TV packages are a necessity - they are not.

kallis3

User avatar
Forum Expert
Posts: 74234
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Fri Nov 16, 2018 1:35 pm
For some people a car is a necessity, especially if you live in a rural area or have medical needs.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

recovering

User avatar
Posts: 1591
Joined: Mon Sep 26, 2011 8:27 pm
Location: United Kingdom

Post by recovering » Sat Nov 17, 2018 8:47 am
normanna wrote:
stmw wrote:
Hi -

It must be really hard for you - a car is a necessity!
A car is rarely a necessity, plenty of people happily exist without one, especially if you can't afford it or can't afford to pay parking fines - too many people think cars, expensive mobiles, Sky TV packages are a necessity - they are not.
I am not sure this comment is particularly constructive. I could not get to work without a car full stop.
9 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”