i am in my 4th year and trying to get a mortgage

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Post by sadie.ds » Tue Jun 15, 2010 10:23 pm
i am in my 4th year and trying to get a mortgage to realease some money but can't seem to get one and they are not willing to put it in writting to me so i can prove this to my supervisor. today i have had a letter from my supervisor saying i hav 14days to do ths or I am in breach of my aggrement. what can i do?


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Post by Lisa2009 » Tue Jun 15, 2010 10:30 pm
Hi and welcome to the forum.

You will need to discuss this with your IP. Perhaps they can recommend a company for you to try or give you some answers on what you should do next.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'

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Post by lizzie4 » Tue Jun 15, 2010 11:25 pm
We phoned about 6 'whole of market' independant mortgage brokers from the internet and three of them confirmed via email that currently there were no products available to people in an IVA our IP said that this was good enough proof. We have to try again though in 6 months as this is when we have to try and remortgage


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Post by L-E-E » Wed Jun 16, 2010 9:31 am
Good post from Lizzie40. Most mortgage brokers would be happy to do this in the hope that there kind gesture would mean you revisit them in the future when they can help you. I would also advise that you do not need to pay an up front fee for this type of information.



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Post by plasticdaft » Wed Jun 16, 2010 9:57 am
Dont let supervisor's bully you like this. Email your IP directly with your problem. Its not your fault companies wont want to waste time putting something in writing,as there is nothing in it for them!!!

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Post by MelanieGiles » Wed Jun 16, 2010 11:10 pm
Your Supervisor should be more than happy to assist with this, as they are obliged to demonstrate to creditors that you have complied with your responsibilities. Most mortgage brokers will provide the relevant letter for a small fee - and if you need to sort this yourself I know a firm which can do this - but the cost must be borne by the IVA and not you personally.
Regards, Melanie Giles, Insolvency Practitioner
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