I am keen to get a mortgage post IVA

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melanie535
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by melanie535 » Sat Jan 27, 2018 3:14 pm
I’m feeling a bit despondent.
I entered into an IVA May 2012 after an unsuccessful marriage- completed without issue May 2017, its now come off my Experian credit report.
I am very keen to get a mortgage with my husband who has no poor credit history- what are our chances?
We would have a 15% deposit.
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kallis3
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by kallis3 » Sat Jan 27, 2018 3:18 pm
Hi,

I think you need to speak to either Ryan or Shaun, our mortgage experts whose details can be found under the experts link to see if they can assist.
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Foggy
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by Foggy » Sat Jan 27, 2018 3:36 pm
Ryan and Shaun's details can be found here: memberlist.php?mode=team

They are in yellow, towards the bottom of the list.
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luluj
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by luluj » Sun Jan 28, 2018 6:13 am
You have every chance of a mortgage - like otherd have said Ryan and or Shaun will be able to advise
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Ryan
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by Ryan » Mon Jan 29, 2018 8:36 am
Hi Melanie,

We'd be happy to offer advice if you were to contact us.

Regards
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melanie688
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by melanie688 » Mon Jan 29, 2018 9:38 am
I am keen to get a mortgage post IVA. My IVA completed May 2017- what are my chances?
Would have a 15% deposit.
My husbands credit score is good.
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Foggy
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by Foggy » Mon Jan 29, 2018 9:42 am
Duplicate topics merged.
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Shaun Vickery
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by Shaun Vickery » Mon Jan 29, 2018 12:39 pm
Hi Melanie. Firstly congratulations on completing your IVA. Based on what you tell me so far, there's no reason to think that there won't be some pretty competitive alternatives for you. The key will be making sure that everything is checked and lined up BEFORE you make a formal application.
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