I am owed rent deposit

Get expert opinion. This is the place for new questions to be posted.
51 posts Page 4 of 4

dan201

User avatar
Posts: 21
Joined: Tue Jan 21, 2020 8:54 pm

Post by dan201 » Thu Mar 19, 2020 5:42 pm
Thu Mar 19, 2020 4:11 pmLisa Thomas wrote:
You need to call it a day and lodge your claim with the Supervisor as is.
Yes I guess it's my only option left now...

One very last thing (yes I'm very stubborn I know!), what do you think of the possibility to wait for the end of the IVA (so around mi-2024), then proceed to court as if there was no IVA at all? Because if I get into the IVA as a creditor I guess I won't be able to take any legal action after that.
I think I would honestly prefer to wait 4+ years and get up to £3,200, than to get just above £100 by the end of the IVA.

kallis3

User avatar
Forum Expert
Posts: 77172
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Thu Mar 19, 2020 5:44 pm
I would wait.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

dan201

User avatar
Posts: 21
Joined: Tue Jan 21, 2020 8:54 pm

Post by dan201 » Thu Mar 19, 2020 6:11 pm
Thanks for your input kallis3, I am wondering what the other members think about this

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Thu Mar 19, 2020 6:16 pm
His defence might be that the debt should have been swept into the IVA -- if the judge agrees and dismisses you will lose the lot.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

Lisa Thomas

User avatar
Industry Expert
Posts: 7759
Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Fri Mar 20, 2020 9:42 am
As I said before the Court will not grant any judgement to you as the debt is a pre IVA debt and forms part of it so will die on its closure.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

dan201

User avatar
Posts: 21
Joined: Tue Jan 21, 2020 8:54 pm

Post by dan201 » Fri Mar 20, 2020 12:51 pm
Okay so it looks like I really am in a dead end here...
Guess I’ll just join the IVA to get my £110 over 5 years. So much for justice...
51 posts Page 4 of 4
Return to “Ask IVA Forum and Industry experts”