I applied for IVA in Aug 2016

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sharon841

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Post by sharon841 » Sat Feb 29, 2020 4:19 pm
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I applied for IVA in Aug 2016 and didn’t go ahead it is logged on my Credit Report and has satisfied Dec 2016 does this still affect my report even though I didn’t go ahead
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Foggy

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Post by Foggy » Sat Feb 29, 2020 4:27 pm
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At what stage did you decide not to go ahead ? If it was before the creditors meeting it should not apear anywhere. If it was after the creditors meeting it will remain on file for 6 years from that meeting date.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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sharon841

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Post by sharon841 » Sat Feb 29, 2020 5:10 pm
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I stopped it before any meetings or made the fee payment
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Foggy

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Post by Foggy » Sat Feb 29, 2020 6:04 pm
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I would suggest that you check all three agencies files on you and ask each that show the IVA why. Explain that the IVA was never started and ask them for the source of the erroneous information. You may need to get the Information Commissioners Office involved.

Read this page right through: https://ico.org.uk/your-data-matters/credit/
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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sharon841

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Post by sharon841 » Sat Feb 29, 2020 6:19 pm
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Thank you
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