I can now submit a F&F but need advice on how please!

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Bex12
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by Bex12 » Sun Aug 19, 2018 11:43 am
Hi all and thanks for all your advice so far.

My husband now has funds to be able to gift me the money to submit an offer to credit fix
We are going to offer £1750 at the min I pay £258 a month and have 8 months left. So fingers crossed that will be enough and be excepted!!
I understand from what I have read on here that Credit fix are not the best at communicating etc which worries me a little and I do understand that it can take a while from start to finish when submitting an F&F!
How do I submit a F&F I did ask credit fix they said they would email me still waiting!!!
Can I write a letter and send to my IP if so is there any templates I can use as I wouldn’t know what to put, also I want to make sure within the letter I state that any payments that are made whilst waiting for the decision is taken off of the £1750 offered and that it’s not monthly payments plus the offer if that makes sense!
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Foggy
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by Foggy » Sun Aug 19, 2018 12:42 pm
There is a template for a short letter here: https://www.iva.co.uk/letter6-f-and-f-offer-during-iva

You could add in a limiting paragraph such as " Please note that the amount of any payments made after [insert date] will be deducted from the lump sum being offered, which will be reduced accordingly. "
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Bex12
Posts: 130
by Bex12 » Sun Aug 19, 2018 12:57 pm
Foggy wrote:
There is a template for a short letter here: https://www.iva.co.uk/letter6-f-and-f-offer-during-iva

You could add in a limiting paragraph such as " Please note that the amount of any payments made after [insert date] will be deducted from the lump sum being offered, which will be reduced accordingly. "


Thanks Foggy i will use that template and add the paragraph as advised. :D
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bethany
Posts: 61
by bethany » Mon Aug 20, 2018 8:50 am
Bex12 wrote:
Foggy wrote:
There is a template for a short letter here: https://www.iva.co.uk/letter6-f-and-f-offer-during-iva

You could add in a limiting paragraph such as " Please note that the amount of any payments made after [insert date] will be deducted from the lump sum being offered, which will be reduced accordingly. "


Thanks Foggy i will use that template and add the paragraph as advised. :D



Good Luck! I hope this all works out!
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Bex12
Posts: 130
by Bex12 » Mon Aug 20, 2018 11:33 am
bethany wrote:
Bex12 wrote:
Foggy wrote:
There is a template for a short letter here: https://www.iva.co.uk/letter6-f-and-f-offer-during-iva

You could add in a limiting paragraph such as " Please note that the amount of any payments made after [insert date] will be deducted from the lump sum being offered, which will be reduced accordingly. "


Thanks Foggy i will use that template and add the paragraph as advised. :D



Good Luck! I hope this all works out!


I have sent a letter to my IPs recorded delivery today with a F&F offer I also sent a copy of my husbands ID and a letter from him stating he is gifting me the money etc. Hopefully I will hear back from them but knowing creditfix i will be chasing them all the way!!! Fingers crossed i can get it sorted before Xmas so I can start the new year free from this dark cloud hanging over me :?
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