I can’t get Public liability insurance? Self employed.

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MrBT96

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Post by MrBT96 » Sun Jun 21, 2020 10:51 pm
Hey all, right so I’m struggling at the moment, as I’ve just gone into partnership with my brother in law. But I can’t get any public liability insurance, I’ve tried and tried.and I fill out the questions. Then the dreaded question at the end. (Have you or your partner ever been Made bankrupt or entered an iva) now either way. I wouldn’t lie. But even if I was to lie. If I had to claim on it they’d see i would have an iva. But when I check the box. Yes I’m currently in my iva and then go to find quotes. Absolutely nothing at all. But as soon as I click no on that box, thousands of quotes.. like god how is this fair!!! I made my mistakes. I’m paying all my debt back Too.. but please man give me a break! Do you guys know any companies that offer public liability with people with an iva? Please help me out :cry: :cry:

Foggy

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Post by Foggy » Mon Jun 22, 2020 8:12 am
It seems you are using comparison sites --- which will block you out automatically. Try approaching the insurers direct --- it still might take some time ! Apparently a few have had a degree of luck with Hiscox. Also investigate whether there are any trade associations which offer insurance as part of a membership bundle ( although the IVA might still kick you out of these schemes).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

MrBT96

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Joined: Sat Jan 12, 2019 3:32 pm

Post by MrBT96 » Mon Jun 22, 2020 8:59 am
Really struggling to find a company to allow insurance with a iva.. does anybody know any companies that help with an iva?

Foggy

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Post by Foggy » Mon Jun 22, 2020 9:28 am
Topics merged.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

MrBT96

Posts: 18
Joined: Sat Jan 12, 2019 3:32 pm

Post by MrBT96 » Mon Jun 22, 2020 10:43 am
Hey foggy, what does topic merged mean? I did them separate didn’t I? Hope you’re well :)

kallis3

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Post by kallis3 » Mon Jun 22, 2020 10:55 am
It means you posted the same question twice on a different thread which could cause confusion.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Mon Jun 22, 2020 11:12 am
Mon Jun 22, 2020 10:43 amMrBT96 wrote:
Hey foggy, what does topic merged mean? I did them separate didn’t I? Hope you’re well :)
Hi -- yes, thank you, I am well, as, I hope are you :-)

I just put the two questions in the same thread to keep all replies together --- as Kallis says, it could get confusing otherwise ( and I am easily confused !!! ) .
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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