They have said that they made 7 amendments which was all to do with pay plan charges so don't affect the figure I pay.
they even have kept the 100 I pay to my mum a month.
I am so happy it is all systems go now. still a bummer I'll have to pay half my bonus on my first payment but in reality if i hadn't of entered an IVA the full payment would be going towards debts so I should be happy I get to keep half of it.
well here is to the next six years of re educating myself and getting debt free
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk