Maybe it's time to take the bull by the horns before it's too late and you end up in further debt, just a thought. xxx
I can't do an IVA due to my police aspirations.
I've been trying to work out how much i need to pay to make a dent on the balance as I think that's the only way forward, at least until I know if I get into the police or not.
I forsee much overtime ahead...
Thanks for all your suggestions.
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