i have been sucessful in claiming back some ppi

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rodmunch

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Post by rodmunch » Sat Jul 31, 2010 12:48 pm
i have been sucessful in claiming back some ppi charges totlaing approx £2.5k.do i have to pay it into my IVA?
jm
 
 

Pandy

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Post by Pandy » Sat Jul 31, 2010 1:20 pm
Hi Welcome to the forum,
I believe this would be classed as a windfall and would need to be paid in, some windfall clauses have a £500 clause that anything over that needs to be paid, mine doesn't I have to pay everything over, check your chairman's report / proposal which should give details.
If life is what you make it, I must have been in a strange mood when I made mine
 
 

PoorbutHappy

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Post by PoorbutHappy » Sat Jul 31, 2010 2:41 pm
I claimed back a load of money. Never actually saw any of it though as they just knocked it off my balance. Still it meant less was needed for my F&F, and I felt a lot happier at getting my own back at the bank!
 
 

plasticdaft

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Post by plasticdaft » Sat Jul 31, 2010 3:33 pm
Let your IP know that you have claimed the ppi. Do you actually have the money in hand or are you waiting for it to come?
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
 
 

MelanieGiles

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Post by MelanieGiles » Sun Aug 01, 2010 12:43 am
Have you actually received the money from the creditor? If so, then it must be a windfall and you will need to hand the money over to your IP for the benefit of the other creditors.
Regards, Melanie Giles, Insolvency Practitioner
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