I have just been contacted by consumer credit

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tim.28

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Post by tim.28 » Thu Sep 16, 2010 7:04 pm
I have just been contacted by the consumer credit something or other stating that i was mis-sold my IVA and that there is new legislation that means i stop the payments to my iva, pay them £1200 , £600 pound court fees to go bankrupt and there are no further payments? does this sound correct?
 
 

love hope and strength

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Post by love hope and strength » Thu Sep 16, 2010 7:18 pm
Hi, I am new to all this but not sure how can you be mis-sold and IVA. It is my understanding that your IP acts on your behalf and your creditors have agreed the proposal put forward. I would contact your IP as it sounds like some kind of scam.

I could be completely wrong of course and a more experienced member of the forum will be along shortly I'm sure to offer an explanation.

I feel for you, hope this gets sorted soon.
 
 

DMB

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Post by DMB » Thu Sep 16, 2010 7:19 pm
Sounds very dodgy to me Tim.28
 
 

liverpig

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Post by liverpig » Thu Sep 16, 2010 7:23 pm
Don't even entertain them with a return phone call. They are NOT looking after your best interests, they are after your money and will leave you in a very stressful condition once you realise what they have done to you. Stick with advice over your finances directly from your IP or from the IP's who post on this forum.
 
 

Lisa2009

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Post by Lisa2009 » Thu Sep 16, 2010 7:27 pm
These companies charge a fortune for something you could easily do yourself for FAR less.

If you're happy with your IVA then why fix whats not broke?
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
 
 

kallis3

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Post by kallis3 » Thu Sep 16, 2010 8:59 pm
It's very dodgy. ignore them. If you have any problems with your IVA then contact your IP in the first instance.

Integrity seem to be doing the rounds again at the moment as we have both had letters from them.

They've been consigned to the recycling bag - have to do our bit for the environment don't we?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MelanieGiles

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Post by MelanieGiles » Thu Sep 16, 2010 9:01 pm
How on earth does someone who knows nothing about your individual case, have the neck to even suggest that in their opinion you might have been mis-sold a banana, let alone an IVA. Complete tosh!
Regards, Melanie Giles, Insolvency Practitioner
 
 

kallis3

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Post by kallis3 » Thu Sep 16, 2010 9:17 pm
Could not have put that better myself!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

carlmcmullen

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Post by carlmcmullen » Thu Sep 16, 2010 9:18 pm
Ignore them, like the others have said if you felt bankruptcy was the best option then you can do this yourself and avoid the £1,200 admin costs !!

How can anybody who knows absoloutely nothing about your circumstanes suggest you have been mis sold an IVA.

If you have any concerns then speak to your IP !
 
 

kallis3

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Post by kallis3 » Thu Sep 16, 2010 9:24 pm
I just hit the recycling bin!

I know my IVA is working fine at the moment!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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