I have no idea how much I need to be asking to remortgage for

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katherine682
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by katherine682 » Fri Apr 20, 2018 5:19 pm
kallis3 wrote:
Brilliant news - so pleased for you!


Thank you - I am so happy as you can imagine!
respite33
Posts: 7
by respite33 » Fri Apr 27, 2018 4:41 pm
katherine682 wrote:
kallis3 wrote:
Brilliant news - so pleased for you!


Thank you - I am so happy as you can imagine!



Can i ask if you had to get a valuation for your property and if so did you explain your circumstances regarding the IVA?
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kallis3
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by kallis3 » Fri Apr 27, 2018 4:58 pm
Your mortgage company will know of your IVA so will refuse anyway. Get a high street valuation rather than an online one. You do not have to say why you want it.
respite33
Posts: 7
by respite33 » Fri Apr 27, 2018 5:08 pm
Thanks Kallis3, our IVA company have advised we ask for a drive by valuation and wondered if this was the same for others? we are very close to triggering the equity clause and would love it to go in our favour obviously!
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Foggy
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by Foggy » Fri Apr 27, 2018 5:15 pm
If it is a close thing you want a decent valuation --- a drive by will not take account of the fact that your house has had no meaningful maintenance in the last 5 years.
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katherine682
Posts: 17
by katherine682 » Sat Apr 28, 2018 1:40 pm
respite33 wrote:
katherine682 wrote:
kallis3 wrote:
Brilliant news - so pleased for you!


Thank you - I am so happy as you can imagine!



Can i ask if you had to get a valuation for your property and if so did you explain your circumstances regarding the IVA?


Personally I got two online valuations (one from
Zoopla) and I just found some similar properties to mine that had sold in the last few years so they had a good reflection of what my house would probably be worth x
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