My IVA COMPLETED IN June 2016 and all creditors except one have updated their records. However I keep getting a statement of account from Cahoot whose card was in the IVA. There's no demand for money but surely this is behind me they should not be sending out these now. Santander took over Cahoot a few years ago. I have telephoned them last year but their records still show the account live. Also I had not made contact with them for sometime so the debt is statute barred. Any advice would be welcome on this.
I would also send a copy of your completion letter to Cahoot and Santander.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Agree with the above. Out of interest, does the account show an outstanding balance ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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