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michelle483

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Post by michelle483 » Wed Mar 10, 2021 8:55 pm
I’m on the verge of getting an IVA

When my car insurance is due in January 2022 will I still be able to pay monthly !?
Will the insurers now reject me as I can’t afford to pay off in one hit but I need my car

kallis3

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Post by kallis3 » Wed Mar 10, 2021 8:59 pm
Hi,

If you remain with your original company you may be ok. It is all down to individual insurance companies.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Wed Mar 10, 2021 9:02 pm
I was with Direct Line through my IVA and always paid monthly with no issues. As with everything, though, companies do differ.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

lauren923

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Post by lauren923 » Wed Mar 10, 2021 10:37 pm
I was with diamond at the beginning of my iva and have just recently switched to 1st central and pay monthly I had no issues changing over but I think it depends on different insurance companies , Iv also just upgraded my phone with the same mobile provider and switched over to a different broadband and landline company , im nearly a year into my iva and regarding swapping over to different utility companies on a monthly payment basis Iv had no issues at all if that helps :)

luluj

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Post by luluj » Thu Mar 11, 2021 4:03 am
Encouraging news from Lauren923 for posters in this position ... Good to hear there is potential for monthly payments, but as others have said it will be dependent on individual circumstances
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

lifenoteasy

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Post by lifenoteasy » Thu Mar 11, 2021 12:27 pm
Anything to do with Virgin stay away from as they do continuous credit checks.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.

kallis3

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Post by kallis3 » Thu Mar 11, 2021 12:58 pm
I upgraded my mobile with O2 during my IVA with no problem and the same with Sky (I had the full package, cheapest tv plus broadband and phone) and I also had no problems with my utilities (think I changed once) .
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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