I do not know what the criteria for the ISA are, but doubt that you would be able to make sufficient contributions to make one worthwhile. Yes, you can open a savings account to save modest amounts from agreed allowances and your shares of any overtime etc. Again, the amounts saved will be on the modest side as any great ability to save will make creditors feel that allowances are too generous.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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