If I take out a thinkbanking account,

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kallis3

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Post by kallis3 » Tue Apr 27, 2010 4:38 pm
They are good if you cannot get a normal High Street account.

With the 0845 number now though, if you are with BT on one of their packages, these numbers (and 0870) are now free.
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Skippy

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Post by Skippy » Tue Apr 27, 2010 4:44 pm
When I was with them I found I was being charged for the text messages as well - it was costing me each time I requested a text balance as Vodafone classed it as a premium text. I had no option though as you couldn't get a balance from a cashpoint.
 
 

sjbyron

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Post by sjbyron » Tue Apr 27, 2010 9:29 pm
ThinkBanking will give you an 077 number to text for Balances and Transactions etc, its a good account, but the term money management should be used losely at times with them
Stu J Byron
 
 

kallis3

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Post by kallis3 » Tue Apr 27, 2010 9:41 pm
As a last resort it's fine, but I wouldn't go for it out of preference.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Racey

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Post by Racey » Tue Jun 22, 2010 9:05 pm
Hi Skippy
You said "I really don't see why creditors would be interested in which bank account you have, providing that you don't bank with a creditor"

I have a bank account with Alliance & Leicester. I moved house and gave my new address to them, within a week I received two letters from creditors whom I had not yet notified of my moving house.

My question is do "thinkbanking give out your address to people and what can you do about it if they do"
 
 

Keepingmyheadabovewater

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Post by Keepingmyheadabovewater » Tue Jun 22, 2010 10:25 pm
hi harry think banking is great i use to be with them its a 2 in one account a account and b account your a account your salary goes into and then pay bills direct debits and then they transfer the rest of your money over to your b account to spend on what you want in supermarkets shops and the hole in the wall they give you a maestro card .
JOHN
 
 

kallis3

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Post by kallis3 » Tue Jun 22, 2010 10:28 pm
The big draw back with Think Banking is that it has a monthly fee.

Unless you cannot get an account anywhere else,then I wouldn't use a paid for account. I can't justify the expense.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Tue Jun 22, 2010 10:35 pm
I agree with Jan - if you can get a free bank account then I would stick with that.

Regarding the change of address, the only thing I can think of is that your credit file might have been updated and the creditors got the info from there.
 
 

Keepingmyheadabovewater

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Post by Keepingmyheadabovewater » Tue Jun 22, 2010 10:45 pm
how much do think bank charge for single accounts and joint accounts
i use to pay £8.50 per month
JOHN
 
 

Skippy

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Post by Skippy » Tue Jun 22, 2010 10:47 pm
£12.50 single, £17.50 joint with a £25 set up fee.
 
 

Keepingmyheadabovewater

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Post by Keepingmyheadabovewater » Tue Jun 22, 2010 10:53 pm
its a bit to much skippy i have a full bank account with natwest and a full bank account with barclays both have cheque books and natwest and barclays are super banks been with both over 5 years now had no problems at all
JOHN
 
 

kallis3

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Post by kallis3 » Tue Jun 22, 2010 10:57 pm
That's a lot of money - couldn't justify that at all.

I'll stick with my nice Nationwide account.
Last edited by kallis3 on Tue Jun 22, 2010 11:01 pm, edited 1 time in total.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Tue Jun 22, 2010 10:59 pm
Same here Jan!
 
 

plasticdaft

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Post by plasticdaft » Tue Jun 22, 2010 11:15 pm
Racey wrote:

Hi Skippy
You said "I really don't see why creditors would be interested in which bank account you have, providing that you don't bank with a creditor"

I have a bank account with Alliance & Leicester. I moved house and gave my new address to them, within a week I received two letters from creditors whom I had not yet notified of my moving house.

My question is do "thinkbanking give out your address to people and what can you do about it if they do"
I wouldnt imagine that theres much you can do if creditors share information about you,unless the info is not correct.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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