You would need to explain where the 3rd party money was coming from and that should the offer not be agreed you would not have access to the money.
Remember though your credit record will remain showing the iva for the full six years from the start of the iva.
On the assumption the extension doesn't apply to you by my calculations if you have a standard 5 year IVA you have c£7,560 left to pay so this is what your offer should be based on.
Bear in mind if you finish early you will get control over your finances back but your credit rating will still be shot for 5.5 more years.
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