I am sure you will be ok but if not you could consider a DMP. How much are your debts and do you have any assets to protect.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Your next move would depend, as Kallis says, on your own set of circumstances, but, usually they agree a DMP while ou sort things out. More often that not agreement can be reached and the arrangement will go ahead.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014