If my IVA is rejected ....

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Joyski53

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Post by Joyski53 » Thu Jan 03, 2019 6:16 pm
Applied for iva with Aperture..if it's refused for any reason,any idea what debt management company they will refer me to as apparently they don't deal with debt management plans if had to go down that route instead...

Foggy

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Post by Foggy » Thu Jan 03, 2019 6:41 pm
Joyski53 wrote:
Applied for iva with Aperture..if it's refused for any reason,any idea what debt management company they will refer me to as apparently they don't deal with debt management plans if had to go down that route instead...
They might well leave you to find a company yourself, in which case, for DMPs only, I would suggest the so-called charity sector firms, such as Payplan or Stepchange. They are partially funded by the creditors and do not take fees from the monthly DMP payments, so the creditors get a better deal ( and are aware of that).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/

luluj

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Post by luluj » Fri Jan 04, 2019 4:05 am
Nothing to add to the advice of foggy other than to say stay positive ..an iva would not be being proposed if your IP did not believe it was the best option for you. Good luck and let us know how you get on.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"

Lisa Thomas

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Post by Lisa Thomas » Fri Jan 04, 2019 9:17 am
You might also like to check wither Bankruptcy or a Debt relief Order might be suitable.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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