Joyski53 wrote:Applied for iva with Aperture..if it's refused for any reason,any idea what debt management company they will refer me to as apparently they don't deal with debt management plans if had to go down that route instead...
They might well leave you to find a company yourself, in which case, for DMPs only, I would suggest the so-called charity sector firms, such as Payplan or Stepchange. They are partially funded by the creditors and do not take fees from the monthly DMP payments, so the creditors get a better deal ( and are aware of that).
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