Applied for iva with Aperture..if it's refused for any reason,any idea what debt management company they will refer me to as apparently they don't deal with debt management plans if had to go down that route instead...
Joyski53 wrote:Applied for iva with Aperture..if it's refused for any reason,any idea what debt management company they will refer me to as apparently they don't deal with debt management plans if had to go down that route instead...
They might well leave you to find a company yourself, in which case, for DMPs only, I would suggest the so-called charity sector firms, such as Payplan or Stepchange. They are partially funded by the creditors and do not take fees from the monthly DMP payments, so the creditors get a better deal ( and are aware of that).
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Nothing to add to the advice of foggy other than to say stay positive ..an iva would not be being proposed if your IP did not believe it was the best option for you. Good luck and let us know how you get on.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
