If my IVA is rejected ....

Get expert opinion. This is the place for new questions to be posted.
4 posts Page 1 of 1
Joyski53
Posts: 1
by Joyski53 » Thu Jan 03, 2019 6:16 pm
Applied for iva with Aperture..if it's refused for any reason,any idea what debt management company they will refer me to as apparently they don't deal with debt management plans if had to go down that route instead...
User avatar
Foggy
Forum Expert
Posts: 27688
Contact
by Foggy » Thu Jan 03, 2019 6:41 pm
Joyski53 wrote:
Applied for iva with Aperture..if it's refused for any reason,any idea what debt management company they will refer me to as apparently they don't deal with debt management plans if had to go down that route instead...


They might well leave you to find a company yourself, in which case, for DMPs only, I would suggest the so-called charity sector firms, such as Payplan or Stepchange. They are partially funded by the creditors and do not take fees from the monthly DMP payments, so the creditors get a better deal ( and are aware of that).
User avatar
luluj
Forum Expert
Posts: 10328
Contact
by luluj » Fri Jan 04, 2019 4:05 am
Nothing to add to the advice of foggy other than to say stay positive ..an iva would not be being proposed if your IP did not believe it was the best option for you. Good luck and let us know how you get on.
User avatar
Lisa Thomas
Industry Expert
Posts: 7175
Contact
by Lisa Thomas » Fri Jan 04, 2019 9:17 am
You might also like to check wither Bankruptcy or a Debt relief Order might be suitable.
4 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”

Who is online

Users browsing this forum: No registered users and 22 guests