Soon I will be making a F&F offer of £7000 and I have £9420 left on the IVA. Hopefully it will be accepted. This is my second try as my £3000 offer in April was declined.
My question is, if it does get accepted, do I have to still stick to the expenditure list until the certificate arrives?
Once it has been accepted your money is your own as your IVA will be completed.
You'll still be on the Insolvency Register until up to three months once your letter is received and you're credit will be shot for the full six years.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
That's fantastic news! So pleased for you. Good luck for the future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk