If you are actually in a DMP then it is more of a process and there is no actual voting as in an IVA. Given the figures quoted your plan is likely to be accepted by your creditors, however check on what happens to the interest on your debts, this needs to be frozen or reduced otherwise you may be going backwards
From the information that you have given, if you can afford £450 per month, then an IVA is almost certainly inappropriate. However, it may be that a DMP may also be the wrong way as well. I often find that a few small changes to the budget can avoid any type of debt solution being necessary at all.
Get a second, or even third, opinion before you go any further.
A PTD may be more appropriate, but if not, for example due to your employment, then a chat with your local Money Advice Shop may be more in order than paying a DMP company in England.
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