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Jessie91

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Post by Jessie91 » Thu Oct 31, 2019 3:19 pm
Currently in a iva and today I got to upgrade for free with my provider but I tried getting the same monthly price plan but they didn’t have it and even went for a cheaper phone. The next bill due is going to be higher from now on by £10 than what it is at the moment, shall I call creditfix now and inform them? My husband has offered to pay that extra £10 but I know my iva needs informing with things like this.

kallis3

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Post by kallis3 » Thu Oct 31, 2019 3:25 pm
Is it going to affect your payments at all? I would wait until your annual review and tell them then.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Jessie91

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Post by Jessie91 » Thu Oct 31, 2019 3:31 pm
I’m unsure if it does or not that’s why I asked here for advice. I started my Iva few months ago so shall I wait till my first review? As there gonna know it’s gone up due to my bank statements

kallis3

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Post by kallis3 » Thu Oct 31, 2019 3:41 pm
It is up to you if you tell them now - if you have help paying the extra I would leave it for now but that is just my opinion.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Jessie91

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Joined: Fri Jul 19, 2019 12:47 pm

Post by Jessie91 » Thu Oct 31, 2019 3:44 pm
My husband had offered to pay the extra on top to help me as he knows about my iva which helps me a lot.
I just didn’t know if creditfix would get funny with me as I tried my best to get the same price plan but they didn’t have one. Everything has just gone up in price and isn’t a latest phone out either

kallis3

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Post by kallis3 » Thu Oct 31, 2019 3:46 pm
I doubt they would as long as they get their money.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Jessie91

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Joined: Fri Jul 19, 2019 12:47 pm

Post by Jessie91 » Thu Oct 31, 2019 3:50 pm
With my husband paying the extra creditfix will still get their money every month. Just didn’t wanna get in trouble with them because the price went up

kallis3

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Post by kallis3 » Thu Oct 31, 2019 3:54 pm
I think you will be fine but if you are really worried, you could give them a call to put your mind at rest.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Thu Oct 31, 2019 3:57 pm
You won't get into trouble, but may well have to absorb the increase yourself. It is not easy getting allowances increased !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Jessie91

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Post by Jessie91 » Thu Oct 31, 2019 3:58 pm
Shall i contact creditfix and inform them you think Foggy?

Foggy

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Post by Foggy » Thu Oct 31, 2019 4:32 pm
Thu Oct 31, 2019 3:58 pmJessie91 wrote:
Shall i contact creditfix and inform them you think Foggy?
It is probably something that can wait until the next review, I would think.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Jessie91

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Joined: Fri Jul 19, 2019 12:47 pm

Post by Jessie91 » Thu Oct 31, 2019 4:35 pm
That’s alright then, as just panicked when I got off the phone and thought oh no my iva I don’t want to be in trouble with them. When my review comes up do they want the whole years statements and wage slips or just past 6 months? Got tad confused with that part.
Sorry for all the questions but I really appreciate all the help

kallis3

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Post by kallis3 » Thu Oct 31, 2019 5:19 pm
Hopefully you will be ok - nothing to worry about.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Jessie91

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Joined: Fri Jul 19, 2019 12:47 pm

Post by Jessie91 » Thu Oct 31, 2019 7:31 pm
Hope so, thank you for all your replies
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