In need of advice - can debt be added to IVA after completion?

Get expert opinion. This is the place for new questions to be posted.
4 posts Page 1 of 1

Nali

User avatar
Posts: 11
Joined: Sun Apr 25, 2010 6:03 pm

Post by Nali » Sun Mar 18, 2018 3:01 am
Hello everyone,

My IVA completed in the summer, what a relief. I could not have got through it without reading and keeping up to date with all the information and stories on this site. Thank you!

It has come to light that there is some utility bill debt that is outstanding. This stems from when I was still in the IVA. Being that the IVA is already long completed, is there anything that could be done to have it added to old IVA?

Sorry if this is a silly question. Many thanks for your time

Foggy

User avatar
Forum Expert
Posts: 28111
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Sun Mar 18, 2018 9:04 am
Hello and well done :-)

You cannot add new debt to an old IVA and you will have to negotiate a repayment schedule with the utility companies. I am assuming that these debts were not accumulated before the old IVA and included in it then.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/

kallis3

User avatar
Forum Expert
Posts: 74112
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sun Mar 18, 2018 9:07 am
Unfortunately not. You will have to pay this yourself.
http://kallis3.blogs.iva.co.uk/
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.

Nali

User avatar
Posts: 11
Joined: Sun Apr 25, 2010 6:03 pm

Post by Nali » Sun Mar 18, 2018 6:00 pm
Thank you so much, I appreciate all your swift responses.

it is a shame but I will figure it out, I have come this far hey :)
4 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”