In which countries DRO is not available? Actually I am from England, I have already applied for debt relief order and got the approval of it. I must say it is really working. I got the debt relief finally.
A DRO lasts for 12 months and you can have no DI over £50 per month and no assets, including a house. You are allowed a cheap run around car and your credit record will be shot for 6 years.
Always best to take professional advice before doing any debt solution.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk