Insolvency Register

Get expert opinion. This is the place for new questions to be posted.
41 posts Page 1 of 3
 
 

TheMatrix

User avatar
Posts: 2171
Joined: Sat Mar 17, 2007 8:32 pm
Location: United Kingdom

Post by TheMatrix » Thu Aug 19, 2010 4:45 pm
I just looked on that register, and now there is a footnote saying

"Individual Voluntary Arrangements will remain visible while they are Current, and for a period of 3 months after the receipt of notice of the revocation order, full implementation or termination of the agreement"

When did this come in, when will this ever end?
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:

Post by Adam Davies » Thu Aug 19, 2010 4:49 pm
Hi
I think it has always been there I'm afraid although I am pretty sure that IVAs that have completed in full are removed straight away
Regards
Andam Davies
 
 

TheMatrix

User avatar
Posts: 2171
Joined: Sat Mar 17, 2007 8:32 pm
Location: United Kingdom

Post by TheMatrix » Thu Aug 19, 2010 5:09 pm
I don't remember reading it last time I checked the register which was sometime ago. I hope that is the case Andy, it's the bit about "full implementation" which makes me think I will have to wait another 3 months for my details to be removed on top of the time it will take for the certificate to come through.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
 
 

kallis3

User avatar
Forum Expert
Posts: 76066
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Thu Aug 19, 2010 6:53 pm
I think Andy is right, it should be removed within three months. If it's not, you could always try contacting the Inolvency Service to query it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Julie

User avatar
Posts: 9503
Joined: Thu Feb 14, 2008 10:56 pm
Location: United Kingdom

Post by Julie » Thu Aug 19, 2010 8:03 pm
Anyone know the reasoning behind the need for the notice to remain for 3 months after IVA concludes?
 
 

phil732

User avatar
Posts: 236
Joined: Wed Sep 14, 2005 4:07 pm
Location:

Post by phil732 » Thu Aug 19, 2010 9:18 pm
This is another mystery, when I completed I came off the register within days, so once again different rules for different people, I just dont get it at all. Helen your name should be off by now I would speak to your IP, sometimes being patient isnt the right thing now days im afraid.
 
 

Skippy

User avatar
Posts: 20720
Joined: Sat Oct 21, 2006 6:08 pm
Location: United Kingdom

Post by Skippy » Thu Aug 19, 2010 9:21 pm
As far as I know an IVA should come off the register as soon as it's completed and it's only BR that stays on for 3 months.
 
 

Julie

User avatar
Posts: 9503
Joined: Thu Feb 14, 2008 10:56 pm
Location: United Kingdom

Post by Julie » Thu Aug 19, 2010 9:35 pm
3 months after completion Helen - I'd still like an explanation why details need to be on the register so long after completion???
 
 

phil732

User avatar
Posts: 236
Joined: Wed Sep 14, 2005 4:07 pm
Location:

Post by phil732 » Thu Aug 19, 2010 9:41 pm
what rattles my cage is all of us on here try so hard to pay off our Iva, only to find stumbling blocks when completed ie completion cert and credit reference agencies, I know im having a moan sorry folks. x
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:

Post by Adam Davies » Thu Aug 19, 2010 10:14 pm
Hi
I agree, they make you feel like some kind of criminal.
It is about time the Insolvency Register was abolished or at the very least access restricted so that Joe Public could not look at it and bankruptcy assist firms could not abuse it.
Regards
Andam Davies
 
 

Julie

User avatar
Posts: 9503
Joined: Thu Feb 14, 2008 10:56 pm
Location: United Kingdom

Post by Julie » Thu Aug 19, 2010 10:25 pm
Andy - is there a way of finding out why records remain for 3 months after completion? I'd like to hear the "justification" as in the least I believe we could challenge this.
 
 

kallis3

User avatar
Forum Expert
Posts: 76066
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Thu Aug 19, 2010 10:26 pm
Could we not start another petition Andy now that we have a new government in place?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Adam Davies

User avatar
Posts: 14596
Joined: Thu Mar 29, 2007 12:21 pm
Location:

Post by Adam Davies » Thu Aug 19, 2010 10:40 pm
Hi
I think it may be time for another petition, even if it just raises awareness
Regards
Andam Davies
 
 

Julie

User avatar
Posts: 9503
Joined: Thu Feb 14, 2008 10:56 pm
Location: United Kingdom

Post by Julie » Thu Aug 19, 2010 10:44 pm
Nothing to lose Andy. I would also like to know why records are kept live for 3 months - be interesting to see the justification behind this?
 
 

Dee

User avatar
Posts: 216
Joined: Thu Dec 27, 2007 4:29 pm
Location: United Kingdom

Post by Dee » Thu Aug 19, 2010 11:21 pm
For some reason our names are no longer on the register despite the fact that we were only discharged from bankruptcy last year??
41 posts Page 1 of 3
Return to “Ask IVA Forum and Industry experts”