Good afternoon all, I have lost my engagement ring and looking into claiming via my home insurance.
The cash / voucher would obviously go to replacing my ring, but please could you advise if this would be classed as windfall should the claim be accepted and cash offered?
If used for replacement or repair I would think it shouldn't be considered a windfall. However, IP's are taking different views about most things these days, so I would be inclined to ask there.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I lost mine and the insurance company gave me a value and a jewellers to go to and it was just replaced. I never saw any money at all.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
