Insurance claim - Windfall?

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Post by holly634 » Tue Mar 30, 2021 12:39 pm
Insurance claim - Windfall?

Good afternoon all, I have lost my engagement ring and looking into claiming via my home insurance.

The cash / voucher would obviously go to replacing my ring, but please could you advise if this would be classed as windfall should the claim be accepted and cash offered?


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Post by Foggy » Tue Mar 30, 2021 12:47 pm
If used for replacement or repair I would think it shouldn't be considered a windfall. However, IP's are taking different views about most things these days, so I would be inclined to ask there.
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Post by kallis3 » Tue Mar 30, 2021 12:50 pm
I lost mine and the insurance company gave me a value and a jewellers to go to and it was just replaced. I never saw any money at all.
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