Insured oven door glass

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kath578

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Post by kath578 » Sun Jun 21, 2020 12:11 pm
I entered into a IVA a couple of weeks ago and during my run of things going wrong my oven door glass shattered
My insurance company said it was covered and offered me a settlement but when I spoke to them they asked questions about my IVA
Surely they can just replace and make good
Now they are back peddling over my claim
I

kallis3

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Post by kallis3 » Sun Jun 21, 2020 1:01 pm
Depends what it says in the T&C's - is this house insurance or product insurance?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

kath578

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Post by kath578 » Sun Jun 21, 2020 1:10 pm
It's my contents insurance
They haven't said no as such yet but I had to ring to accept settlement
They asked a number of questions which was all the same as when I renewed my policy except since I took it out my IVA was put in place so now it has to go to the underwriters
It is only a small claim but see what happens

kath578

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Post by kath578 » Sun Jun 21, 2020 1:14 pm
Worst thing about having a IVA is you feel ashamed so you can't talk over your situation with family or friends but on the plus side my finances are now manageable

kallis3

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Post by kallis3 » Sun Jun 21, 2020 2:01 pm
Some insurance companies can be funny about IVA's. If you have paperwork I would check that.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

kath578

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Post by kath578 » Sun Jun 21, 2020 2:40 pm
Thank you I will and I will,post the outcome

kath578

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Post by kath578 » Tue Jun 23, 2020 5:59 pm
Pleased to say that I worried over nothing my insurance company have agreed to pay less excess
Just make sure that in the small print you tell them you have a IVA

Foggy

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Post by Foggy » Tue Jun 23, 2020 6:32 pm
Good news !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

kallis3

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Post by kallis3 » Tue Jun 23, 2020 8:12 pm
Great ns - pleased for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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