Just come across a link on Debt Camel yesterday around IVAs, linking to the insolvency service and a report about IVA completions - the thing that really caught my eye was the number of new cases registered in 2020, credit fix having 20,000 new IVAs, PayPlan just under 4000, StepChange just under 1100. I suppose StepChange only keep simple cases. Fascinating reading though. Wasn't sure if I can drop the link so won't do.
In other news, a cheque appeared through my door from HSBC group following reviews of their practices for people struggling - £100 before tax. Looking back they were the worst bank when I told them I was struggling, phone calls, voice messages, letters. Others just accepted my first contact and deferred payments for 2months.