Can you give us some more details please? No idea who any of these are. Are you looking at an IVA?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Never heard of Pereto and UK Money Advice has had a mixed spattering of mentions.As for "who is who", I am sure their respective websites will reveal all.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Visit my blog here : http://foggy.blogs.iva.co.uk/