They are also guilty of making nuisance marketing calls ... and I would avoid cold callers anyway: https://ico.org.uk/about-the-ico/news-a ... nce-calls/
Cold calling firm that 'hounded' customers with almost NINE MILLION nuisance PPI compensation calls in just nine months is fined £300,000.
On that basis I would not continue any communication with them, don't pay them anything in advance, don't speak to them on the phone and certainly do not sign anything.
Speak with other companies about your debt problem, there are some good solutions out there, don't get trapped by these cowboys, they will not even administer your IVA, that would be passed on to a registered IP.
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