The odd lottery ticket or a fiver on the horses here and there is no problem, unless gambling figured in the original problem, of course. The the old adage, 'Never bet more than you can afford to lose' , applies here more than ever !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk