Get expert opinion. This is the place for new questions to be posted.
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David.td
- Posts: 2
- Joined: Mon Jul 26, 2010 3:02 pm
I have a credit card debt of £11,000 I cannot pay as I have no real income except that of my partner. Is IVA or Bankrupcy the better option?
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Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
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Hi David and welcome to the forum, is the £11,000 credit card debt your only debt?
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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David.td
- Posts: 2
- Joined: Mon Jul 26, 2010 3:02 pm
HI LESLEY,
YES THIS IS MY ONLY REAL DEBT I OWE A SAMLL AMOUNT ON A COUPLE OF CARDS BUT NOTHING I CANT TAKE CARE OF. ANY ADVICE APPRECIATED.
DAVID.
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Adam Davies
- Posts: 14596
- Joined: Thu Mar 29, 2007 12:21 pm
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Hi
There are a few options to explore including a debt relief order. The right advice will depend on looking at your circumstances in detail.
Give a couple of experts/companies a call and discuss with them all your options
Regards
Andam Davies
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Shining
- Posts: 27019
- Joined: Thu Sep 20, 2007 8:57 am
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Why not take a look at
www.iva.com for a list of companies and ring 2 or 3 to see which is the best debt solution for yourself as they can give case specific imparital advice.
All the best. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.