I completed my IVA early as my cousin cousin helped with a lump sum after two years into my IVA. I have my completion certificate already.
My question is; n case I get a tax rebate , Can they still lay claim on the tax rebate even if the money is sent directly to my account by HMRC?
They have no further interest in your finances and should not even be made aware. The only things they still have a call on would be PPI refunds and similar and any windfall or inheritance that should have been declared during the IVA, had you known about them at the time. So,if Great Aunt Maud died during the IVA and you only find out now that you have been left her Da Vinci, the IP would have dibs on the fortune.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014