Is there anywhere that will help me?

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Post by flashingblade » Fri Aug 20, 2010 7:07 pm
Sorry didnt know how else to title it.

We were made BR in Nov 08, and Discharged in Aug 09. And havent had credit since, and tbh dont really want it BUT..

Our bed has just collapsed, after years of being on its last legs. Ive been turned down for 2 credit cards that are supposed to be for people with poor credit history. We are not entitled to any crisis/budget loans from the government despite me being on incapacity benefit and my hubby earns a poor wage.

What else can we do? Is somewhere like Brighthouse, or a provident loan the only answer?

Thanks in advance!
IVA in 2007 - failed in 2008.
BR on 11th Nov 08


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Post by Julie » Fri Aug 20, 2010 7:14 pm
Hi flashingblade - do you know anyone who has a catalogue you could order from? Littlewoods are good for people with poor credit and even though the prices are high, I would prefer that to a provident loan.

Have you looked on freecycle? I'm always surprised what gets offered on there..even new beds.


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Post by MrsKnight » Fri Aug 20, 2010 7:25 pm
Hi there - Im sorry to hear about that hun.

As Julie says try freecycle its worth a look - even if you just pick up a bed base n use your old mattress for now.
Does you local council have any facilities where they sell second/new unwanted furniture? I know ours does n only sells them to those on such benefits.
We have just had a British Red Heart Furniture Shop open selling second/new goods n their prices are brilliant for quality goods. Is their one any where near you?
N please stay away from those horrendous payday loan people - I would rather get a catalogue.
Hope you get sorted hun x
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X

An Mentor is someone sharing from their experiences of dealing with debt

Lyns x
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