I have had an phone call and the an e-mail from Equity in Finance Ltd.
They told me that I have a claim for PPI and that this claim has been accepted by the offending Company which amounts to a return of over £7000 before their fees.
I have now got an e-mail confirming this and they will send a cheque in 7 days if I pay upfront a fee of £608 which is the solicitors fee (15% of claim).
This sounds like a scam and the fee will disappear after the claim has been addressed of put forward as invalid or some such excuse.
You say you are not in an IVA -- have you been in one before now ? If so, the money belongs to that, not to you ... so you would be forking out £600 - odd for no return to yourself ! However, in any event, I strongly suspect that you wouldn't see it anyway ! The email could quite possibly not even be from Equity in Finance.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk
I received a text message the other day saying Argos are refunding me over £200 - and the text that came said "Argos" - I referred to Doctor Google which informed me that this is a scam and not to click the link sent.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk