Its a funny thing

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dixie002

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Post by dixie002 » Sun Jun 20, 2010 5:18 pm
I have been reading with interest how a poster (paula) is now so anti IVA..Although be no means rich, Hubby and I have more cash than we have had for years and years thanks to our IVA. We know that our IP charges £350 per hour, but hey so what? he helped us get those rotten calls stopped, we can live on our budget and in just under 5 years we ont have any debts at all so thats worth the hourly rate methinks !![:D]
 
 

Shining

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Post by Shining » Sun Jun 20, 2010 5:22 pm
I've never thought about how much my IP is getting paid, to me whatever the price of an IVA it will always far outweigh what I was going through pre-IVA with juggling money and having no funds to even buy food properly. The stress was lifted immediately I sought advice and realise I wasn't alone as I always thought I was x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

dixie002

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Post by dixie002 » Sun Jun 20, 2010 5:23 pm
exactly x
 
 

kallis3

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Post by kallis3 » Sun Jun 20, 2010 5:25 pm
Quite agree, my fees are worth it. I know that at the end of the term, I will be debt free.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

dixie002

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Post by dixie002 » Sun Jun 20, 2010 5:31 pm
Nobody said it would be easy and it isnt, but, I know that whatever money is left in the 'kitty' after all else is totally ours, we had our annual review and our IP was more than fair. I have no gripes at all at the mo, cept for the b***** awful weather
 
 

MelanieGiles

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Post by MelanieGiles » Sun Jun 20, 2010 5:34 pm
Your IP may charge £350 per hour - which is very high - but he will never recover that in IVA work. It's a bit like saying a car is worth £5,000 and then selling it for £500.
Regards, Melanie Giles, Insolvency Practitioner
 
 

dixie002

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Post by dixie002 » Sun Jun 20, 2010 5:37 pm
Fair enough, but I was just saying that I think he is worth his weight in gold at the moment
 
 

kallis3

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Post by kallis3 » Sun Jun 20, 2010 5:59 pm
Weather is nice here - been sunny all day.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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