IVA Accepted Today

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Post by SG70 » Thu Jun 24, 2010 1:19 pm
I joined this forum back in January when I finally acknowledged I had a problem. Although I regularly read all posts, I havent posted myself for a long time as Ive continued to live in my world of 'denial' - you know the one whereby you deal with a problem and then put your head back in the sand until you really, really have to pull it back out! Well today I finally get my life back as my creditors meeting was at Noon and, aside from a few modifications, its been accepted.

Huge thanks to all at Melanie Giles office and to everyone on this forum - I bet there are thousands like me or who gain comfort from just reading and understanding that they are not alone. I kept thinking I should start a blog as I avidly read anything and everything I could about IVA's but most days (my denial days), I just couldnt bring myself to write anything as I was in such a deep, dark hole that everything I said or thought was so negative that I would probably have driven you all mad! Anyway, I know I have a difficult journey ahead but at least I know Im on the right road and am no longer that odd creature who was wandering aimlessly through life wondering when the hell would end.

Many thanks to you all.



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Post by kallis3 » Thu Jun 24, 2010 1:38 pm
Congratulations on being accepted and another great result for Mel and her team.

Do start a blog. Most of us find them very therapeutic to tell all.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.


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Post by Charlietill » Thu Jun 24, 2010 1:45 pm
Hi Nicky,

Now you can start living and stop worrying how you are going to juggle your finances to manage to pay everyone this month. Good luck and keep in touch x


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Post by jtomo64 » Thu Jun 24, 2010 3:13 pm
Great news for you. Congratulations.


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Post by rayb » Thu Jun 24, 2010 3:19 pm
Congratulations Nicky


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Post by Goosed » Thu Jun 24, 2010 3:22 pm
Congrats SG70, must be a great feeling...Enjoy it and look forward to rebuilding your life and planning for the future...Just think, a nice holiday in five years or so[;)]
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".

Eric Cantona


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Post by Shining » Thu Jun 24, 2010 5:48 pm
Congratulation and I hope your IVA runs smoothly with you. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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