chris121 wrote:Foggy wrote:If you have already been made bankrupt you will have to get that set aside to allow an IVA to proceed. I would suggest you have a chat asap with an IVA provider.
I am not allowed to make recommendations, but I would suggest a look around the forum where you will see a few posts made by representatives of firms who contribute freely to helping clients and non-clients alike and. of course there are also the forum sponsors (top right).
You will not be able to annul the BR if the 12 months has elapsed and you have been discharged, but reading your posts, that seems unlikely. If an I.P. has only been appointed recently then those costs are likely to be at their lowest as yet, although they are preferential and can build up very quickly. It seems likely that you do have a property or other assets to protect so I would certainly not rule it out, and there are a number of factors that will make or break any IVA application, too many to list here.
If you want to send me a private message, you can find my details via the forum, then I will happily have a look at it for you, but that is down to you.
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