I have worked in the IT indusrty for over 20 years and have had no luck with securing a new contract, heck even an interview. And I have had the correct credentials for these posts , I have a degree and a positive attitude , my CV contains some impressive indusrty leaders.
Yesterday I was on the brink of an interview offer when I was asked about any criminal convictions..I answered no , and then they asked if I was bankrupt or insolvent. When I replied about the IVA...they lost interest.I called a few other agencies with regards to vancant roles , and instead of waiting for news of an interview I told them upfornt about the IVA..in each and every case..they decided not to progress. I am on the brink of losing my family home . I can't get work to pay my IVA because of my IVA...help !
Perhaps it would be wise to wait until asked about your finances before volunteering the information? Some companies may not be bothered and if you got as far as an interview you could always phone up anonymously and ask if having an IVA makes any difference.
I hope you find something soon.
I’m truly shocked at this and am baffled by the attitude of the agencies / potential employers. Entering into an IVA shows that you have made a serious commitment to repaying your debts and this should be applauded. I really do wish you the best of luck in finding a job.
It would be interesting to know if these companies are asking existing employees the same question???
Good luck with the jobsearch Dilbrain xx
insolvency does not mean you are dishonest most people these days on average incomes are on a finacial knife edge one blip is enough to tip you over sometimes and we are constnatly pressured to live outside our means on a daily basis too.
I do agree that those of us who have addressed our problems are a much better risk than those who haven't, but there is still a bit of a stigma attached to being deep in debt.
Well I managed to get a permamnent job at a decent company , still working in IT. My new problem is as follows:- My monthly salary is far less than my previous take home pay as a contractor. This is usually the case , now at least I have sick pay and paid holidays plus other benefits.
I took a 4 month payment holiday , all sanctioned by my IPA. They have been very good so far.
I have informed them that I am now in work and would like to continue paying the remainder of my IVA plan. I have already made 39 payments , 21 to go.
So far I have paid back £21500.
I explained that my income was reduced quite significantly and have sent them a new income and expenditure report. I have cut right down on my expenditure to allow some surplus for the IVA. I have outlined my cutbacks to the IPA.
I am worried that the shortfall will not be accepted by my creditors. Does anyone have experience of this situation, and what might I expect?
I am with Grant Thornton who seem pretty understanding.
Thanks in advance
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