thanks for any help
If you did have another review ( which is not really needed) you are still free to offer whatever amount you feel is the best offer you can make -- many ( if not most) full and final offers are below the outstanding payments to reflect the savings made in administration costs as well as the simple fact that everyone is happier with a lump sum in their pockets rather than dribs and drabs over the next few years.
At the end of the day it is YOUR offer to make, not theirs.
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